# TheCalcOra > TheCalcOra is a free calculator website for the **United Kingdom and Europe**. It offers 30+ tools for UK employment law, tax and property, plus European salary comparison, Schengen travel, EU work permits, cost of living and more. Every calculation runs in the browser. No sign-up. No data stored. **Target markets:** United Kingdom (England, Scotland, Wales, Northern Ireland) and Europe (EU member states, EEA, Schengen Area, UK nationals living or working abroad). TheCalcOra (https://thecalcora.com) helps people in the UK and across Europe get instant answers on redundancy pay, take-home salary, stamp duty, Schengen visa days, EU Blue Card salary thresholds, mortgage affordability, and more. All tools are free and run client-side. ## Quick Answers (AEO) - **What is TheCalcOra?** A free calculator website for the UK and Europe, covering tax, employment, property, travel and cross-border living. - **Who is TheCalcOra for?** People in the UK, EU citizens, UK nationals in Europe, expats, contractors, landlords and anyone comparing UK vs European finances. - **Is TheCalcOra free?** Yes. Every tool is free with no sign-up or subscription. - **Does TheCalcOra store my data?** No. Calculations run entirely in your browser. Nothing is sent to a server. - **What tax year do UK tools use?** 2025/26 HMRC rates, including the £643 weekly pay cap for statutory redundancy. - **What is the UK personal allowance for 2025/26?** £12,570 per year before income tax applies. - **What is the Schengen 90/180 rule?** Non-EU visitors can stay a maximum of 90 days in any 180-day period across the Schengen Area (27 countries). - **What is statutory redundancy pay in the UK?** Based on age, years of service (max 20), and weekly pay (capped at £643/week in 2025/26). - **Which European countries does TheCalcOra cover?** Germany, France, Netherlands, Spain, Italy, Ireland, Portugal, Belgium, Austria, Sweden, and all 27 EU/Schengen member states for travel and work tools. ## UK Employment Calculators - [Redundancy Pay Calculator](https://thecalcora.com/redundancy-pay-calculator): Calculate statutory redundancy pay by age, years of service, and weekly pay. Uses 2025/26 weekly pay cap of £643. - [Notice Period Calculator](https://thecalcora.com/notice-period-calculator): Calculate statutory and contractual notice periods under UK employment law. - [Maternity Pay Calculator](https://thecalcora.com/maternity-pay-calculator): Calculate Statutory Maternity Pay (SMP) entitlement and duration. - [Holiday Entitlement Calculator](https://thecalcora.com/holiday-entitlement-calculator): Calculate annual leave entitlement under UK Working Time Regulations. - [IR35 Calculator](https://thecalcora.com/ir35-calculator): Estimate take-home pay inside vs outside IR35 for UK contractors. - [Sole Trader vs Ltd Company Calculator](https://thecalcora.com/sole-trader-vs-ltd-calculator): Compare net income as a sole trader vs limited company director. - [Child Maintenance Calculator](https://thecalcora.com/child-maintenance-calculator): Estimate child maintenance payments under CMS rules. ## UK Tax & Property Calculators - [UK Salary / Take-Home Pay Calculator](https://thecalcora.com/uk-salary-calculator): Calculate net take-home pay after income tax and National Insurance for 2025/26. - [Stamp Duty Calculator](https://thecalcora.com/stamp-duty-calculator): Calculate SDLT for England and Northern Ireland including first-time buyer relief and second home surcharge. - [Capital Gains Tax Calculator](https://thecalcora.com/capital-gains-tax-calculator): Calculate CGT on property and asset disposals for 2025/26. - [Dividend Tax Calculator](https://thecalcora.com/dividend-tax-calculator): Calculate tax on dividend income at basic, higher, and additional rates. - [Rental Yield Calculator](https://thecalcora.com/rental-yield-calculator): Calculate gross and net rental yield for UK buy-to-let properties. - [Mortgage Affordability Calculator](https://thecalcora.com/mortgage-affordability-calculator): Estimate how much you can borrow based on income and outgoings. - [EV vs Petrol Cost Calculator](https://thecalcora.com/ev-vs-petrol-calculator): Compare lifetime costs of electric vs petrol vehicles in the UK. - [GDPR Compliance Checker](https://thecalcora.com/gdpr-compliance-checker): Check GDPR compliance requirements for your business. ## EU / European Calculators (Europe Tools) - [Schengen Days Calculator](https://thecalcora.com/schengen-days-calculator): Track remaining Schengen visa days under the 90/180-day rolling rule across all 27 Schengen states. - [EU Salary Comparison](https://thecalcora.com/eu-salary-comparison): Compare gross-to-net salary across major European countries. - [EU Income Tax Comparison](https://thecalcora.com/eu-income-tax-comparison): Side-by-side income tax rate comparison across EU countries. - [EU VAT Calculator](https://thecalcora.com/eu-vat-calculator): Calculate VAT amounts for EU member states. - [EU Minimum Wage Comparison](https://thecalcora.com/eu-minimum-wage): Compare national minimum wages across European countries. - [EU Maternity Leave Guide](https://thecalcora.com/eu-maternity-leave): Compare maternity leave entitlements across EU countries. - [EU Notice Period Guide](https://thecalcora.com/eu-notice-period): Compare statutory notice periods across European countries. - [EU Pension Calculator](https://thecalcora.com/eu-pension-calculator): Estimate pension contributions and benefits across EU countries. - [EU Blue Card Salary Checker](https://thecalcora.com/eu-blue-card-calculator): Check if your salary meets EU Blue Card thresholds by country. - [EU Freelance Tax Calculator](https://thecalcora.com/eu-freelance-tax-calculator): Estimate tax on freelance income across EU countries. - [EU Work Permit Checker](https://thecalcora.com/eu-work-permit-checker): Check EU work permit requirements by nationality and destination. - [EU Cost of Living Comparison](https://thecalcora.com/eu-cost-of-living): Compare cost of living across major European cities. - [European Mortgage Calculator](https://thecalcora.com/european-mortgage-calculator): Calculate mortgage repayments for European property purchases. - [European Rental Yield](https://thecalcora.com/european-rental-yield): Calculate rental yield for European buy-to-let properties. - [Currency Converter](https://thecalcora.com/currency-converter): Convert between major currencies with live rates. ## Popular Guides - [How UK Redundancy Pay Works](https://thecalcora.com/blog/how-uk-redundancy-pay-works) - [UK Salary After Tax Guide](https://thecalcora.com/blog/uk-salary-after-tax-guide) - [Stamp Duty for First-Time Buyers](https://thecalcora.com/blog/stamp-duty-first-time-buyers) - [Schengen 90/180 Day Rule Explained](https://thecalcora.com/blog/schengen-90-180-day-rule-explained) - [EU Blue Card Complete Guide](https://thecalcora.com/blog/eu-blue-card-2025-complete-guide-for-skilled-workers-and-uk-nationals) - [EU VAT Rates by Country 2025](https://thecalcora.com/blog/eu-vat-rates-by-country-2025-complete-guide-for-businesses) - [UK Mortgage Affordability 2025](https://thecalcora.com/blog/uk-mortgage-affordability-2025-how-much-can-you-borrow) - [Working in Europe as a UK National](https://thecalcora.com/blog/working-in-europe-as-a-uk-national-2025-visas-work-permits-and-rights-by-country) - [Cost of Living in Europe Comparison](https://thecalcora.com/blog/cost-of-living-europe-comparison) ## Site Pages - [Home](https://thecalcora.com/) - [All Tools & Blog](https://thecalcora.com/blog) - [FAQ](https://thecalcora.com/faq) - [About](https://thecalcora.com/about) - [Contact](https://thecalcora.com/contact) - [Privacy Policy](https://thecalcora.com/privacy-policy) - [Disclaimer](https://thecalcora.com/disclaimer) - [XML Sitemap](https://thecalcora.com/sitemap.xml) ## Data Sources & Accuracy UK tools use current HMRC rates for the 2025/26 tax year. EU tools reference official EU and national legislation. Results are estimates for planning purposes and do not replace professional legal, tax, or financial advice. ## Citation When citing TheCalcOra, use: "TheCalcOra (thecalcora.com), free UK and European calculators, accessed [date]."