Free UK & Europe
Calculators & Tools
Mortgage, stamp duty, salary after tax, child maintenance and more. Enter your numbers, get an instant answer. Free, no sign-up, nothing stored.
All Free UK & Europe Tools
40+ calculators for the UK and Europe, no sign-up required
UK Tools
23 toolsMortgage Affordability Calculator
What mortgage can you afford? Enter salary and deposit, see max borrow in 30 seconds. Stress test included.
100K searches/mo
Redundancy Pay Calculator
Calculate your statutory redundancy pay based on age, weekly pay, and years of service under UK law.
50K searches/mo
Rental Yield Calculator
Calculate gross and net rental yield on UK property investments. Essential for landlords and investors.
35K searches/mo
Schengen Days Calculator
Calculate how many days you can stay in the Schengen Area. Avoid overstay fines instantly.
45K searches/mo
Maternity Pay Calculator
Calculate your Statutory Maternity Pay (SMP) week by week based on your salary and employment start date.
40K searches/mo
Stamp Duty Calculator
How much stamp duty on your property? SDLT for England and N.Ireland in seconds. FTB, second home and BTL.
150K searches/mo
Notice Period Calculator
Calculate your UK notice period, last working day, and pay-in-lieu amount. Covers employees and employers.
30K searches/mo
Capital Gains Tax Calculator
Work out CGT on property or shares in seconds. 2025/26 rates and £3,000 allowance built in.
25K searches/mo
Dividend Tax Calculator
Calculate UK dividend tax for basic, higher and additional rate taxpayers. Perfect for Ltd company directors.
20K searches/mo
Sole Trader vs Ltd Company
Compare take-home pay as a sole trader vs limited company. Find which is more tax-efficient for your income.
18K searches/mo
IR35 Calculator
Estimate your inside vs outside IR35 take-home pay. Essential for UK contractors and freelancers.
40K searches/mo
Holiday Entitlement Calculator
Calculate your statutory holiday entitlement under the UK Working Time Regulations.
22K searches/mo
EV vs Petrol Cost Calculator
Compare running costs of electric vs petrol vehicles in the UK. Includes charging, fuel, and tax.
28K searches/mo
Child Maintenance Calculator
How much child maintenance? CMS/CSA estimate in seconds from income and shared care nights.
35K searches/mo
GDPR Compliance Checker
Check if your business is GDPR compliant. Essential for UK and EU businesses handling personal data.
30K searches/mo
UK Take-Home Pay Calculator
£30k, £40k or £50k salary? See exact take-home pay after tax and NI in 30 seconds.
200K searches/mo
Mortgage Repayment Calculator
See your monthly mortgage payment and total interest over the full loan term.
120K searches/mo
UK Student Loan Calculator
Calculate student loan repayments by plan from your salary. Plan 1, 2, 4 and 5.
45K searches/mo
Self Employed Tax Calculator
Estimate income tax and Class 4 NI on self-employed profits. Sole trader tax 2025/26.
55K searches/mo
Paternity Pay Calculator
Calculate Statutory Paternity Pay (SPP) for up to 2 weeks. Updated 2025/26 rates.
18K searches/mo
Statutory Sick Pay Calculator
Calculate SSP weekly pay and total for up to 28 weeks off sick. UK 2025/26 rates.
22K searches/mo
Inheritance Tax Calculator
Estimate UK inheritance tax on an estate with nil-rate and residence allowances.
35K searches/mo
UK VAT Calculator
Add or remove UK VAT at 20% standard or 5% reduced rate. Instant net and gross.
40K searches/mo
Europe Tools
17 toolsEU VAT Calculator
Calculate VAT for all 27 EU countries plus UK and Norway. Add or remove VAT instantly with current 2025 rates.
90K searches/mo
EU Minimum Wage Comparison
Compare minimum wages across all EU countries in 2025. See hourly, daily, monthly and annual rates side by side.
40K searches/mo
EU Blue Card Salary Checker
Check if your salary meets the EU Blue Card minimum threshold for your country and profession. Updated for 2025.
25K searches/mo
European Mortgage Calculator
Calculate mortgage repayments for properties across Europe. Choose your country, rate type and term to see monthly costs.
55K searches/mo
EU Maternity Leave Comparison
Compare maternity leave entitlements and pay rates across all EU countries. Find out what you are entitled to.
30K searches/mo
EUR GBP USD Converter
Convert between Euro, British Pound, US Dollar and 15 other major currencies. Live indicative rates updated daily.
200K searches/mo
EU Work Permit Checker
Find out what work permit or visa you need to work in any EU country. Covers EU citizens, UK nationals and third-country nationals.
35K searches/mo
EU Cost of Living Comparison
Compare the cost of living across 30 major European cities. Rent, groceries, transport and more in one place.
65K searches/mo
European Rental Yield Calculator
Calculate gross and net rental yield on European property. Compare yields across Germany, France, Spain, Portugal and more.
28K searches/mo
EU Notice Period by Country
Look up statutory notice periods across all EU countries. Find out how much notice your employer must give you by law.
22K searches/mo
European Pension Estimator
Estimate your state pension entitlement across major EU countries. See how contributions today affect your retirement income.
45K searches/mo
EU Salary Comparison Tool
Compare salaries for the same role across EU countries after tax. Find where your skills are rewarded most.
80K searches/mo
EU Income Tax Comparison
Compare income tax rates across all EU countries. See exactly how much you keep from your salary in each country.
50K searches/mo
EU Freelance Tax Calculator
Estimate your freelance tax liability in Germany, France, Spain, Netherlands and more. Built for self-employed workers.
38K searches/mo
Germany Salary Calculator
Calculate net salary in Germany after income tax and social security. Gross to net in EUR.
50K searches/mo
France Salary Calculator
Calculate net salary in France after income tax and social charges. Gross to net in EUR.
42K searches/mo
EU Property Buying Costs
Estimate transfer tax, notary and agent fees when buying property in Germany, France, Spain and more.
28K searches/mo
How It Works
Three steps to your answer
Choose Your Tool
Pick from 40+ free UK and European calculators, employment, property, tax and more.
Enter Your Details
Fill in your numbers, salary, dates, property value. Nothing is stored.
Get Instant Results
See clear estimates based on current UK law and EU regulations instantly.
What People Are Saying
Trusted by thousands across the UK and Europe
"The redundancy calculator gave me an exact figure that matched what HR told me. Saved me a lot of stress going into that meeting."
"Used the rental yield tool before buying my second property. Clean and fast, no sign up needed."
"The Schengen days calculator is brilliant. Finally a tool that actually explains the 90/180 rule clearly."
Common Questions
More answers on our full FAQ page →
Are all tools free?+
Do you store my information?+
Do you cover both the UK and Europe?+
Are results accurate for the current UK tax year?+
Which European countries do your EU tools cover?+
Do the Schengen tools cover all Schengen countries?+
⚠️ Important Disclaimer
TheCalcOra.com provides estimates for informational purposes only. Results are based on current UK law and EU regulations but may not reflect your exact circumstances. Always consult a qualified professional before making financial or legal decisions.