About TheCalcOra
Honestly, this site came out of frustration.
We kept searching for a simple redundancy calculator, a clean stamp duty breakdown, something to help with IR35 — and kept landing on sites that were either outdated, plastered with pop-ups, or just plain confusing. So we built what we actually wanted to use.
What TheCalcOra Is
A collection of free calculators for people in the UK and Europe. Things like how much redundancy pay you're owed, whether you're better off as a sole trader or a limited company, how many Schengen days you have left — that kind of stuff. Nothing fancy. Just useful tools that give you a real answer in under a minute, without making you sign up for anything.
How Calculations Work
Everything runs in your browser. When you type a number in, nothing gets sent anywhere — not to us, not to a server, nowhere. The calculation happens on your device and that's it. We built it that way because nobody wants their salary floating around on some random server.
🔒 Privacy by Design
All calculations are client-side. We never store, sell, or share your inputs. No account required. No cookies for calculation data.
Accuracy & Updates
All UK tools use current HMRC rates for the 2025/26 tax year, including the latest National Insurance thresholds, income tax bands, and the £643 weekly pay cap for redundancy. EU tools reference official European Commission and national legislative sources. We update everything when rates change — typically each April for UK tools.
That said, these are estimates. If you're making a significant decision — redundancy payout, buying a property, setting up a company — please talk to an accountant or solicitor. Use our numbers to get a rough idea, then get proper advice before you commit.
Our Team
TheCalcOra is maintained by a small team of specialist writers with professional backgrounds in UK employment law, tax, property finance, and European regulations.
James Hartley
UK Employment Law Writer
James spent eight years working in HR and employment relations across financial services firms in London before moving into writing. He covers UK employment law, contractor rights, and workplace disputes — translating statutory rules into plain language people can actually use.
Sophie Chambers
UK & EU Tax Writer
Sophie is a former tax consultant who worked at a mid-tier accountancy practice for six years before going freelance. She writes about UK personal tax, self-employment, property taxation, and HMRC rules — with a focus on giving people the information they need without the jargon.
Tom Wakefield
UK Property & Finance Writer
Tom has been writing about UK property, mortgages, and buy-to-let investment for over a decade. He has contributed to national property publications and now focuses on helping buyers, landlords, and investors understand the numbers behind UK property decisions.
Elena Kovač
EU Travel & Relocation Writer
Elena has lived and worked across six European countries and has spent years helping people navigate EU visa requirements, Schengen rules, and residency applications. She writes on European travel regulations, immigration rights, and cross-border living.
Marco Dellini
European Employment Writer
Marco has a background in European labour law and has advised international companies on employment compliance across Germany, France, Italy, and the Netherlands. He writes on EU work rights, freelance regulations, and cross-border employment.
Data Sources
All tools reference official government and legislative sources. Below are the primary references used across our UK and EU calculators:
- ↗ HMRC — Income Tax rates and Personal Allowances
- ↗ HMRC — Statutory Redundancy Pay
- ↗ GOV.UK — Stamp Duty Land Tax (SDLT)
- ↗ HMRC — Capital Gains Tax rates
- ↗ GOV.UK — Statutory Maternity Pay
- ↗ Employment Rights Act 1996 — Legislation.gov.uk
- ↗ European Commission — Schengen Area
- ↗ EU Blue Card Directive — EUR-Lex
Contact Us
If you spot something wrong, or there's a tool you wish existed, drop us a message on the contact page. We do actually read them.
A note on professional advice
Our tools provide estimates for informational purposes. They are not a substitute for professional legal, tax, or financial advice. Always consult a qualified adviser before making decisions based on calculator results.