Disclaimer
Last updated: January 2026
The short version
Our tools give you a good estimate — not a professional opinion. For anything involving real money or legal decisions, please speak to a qualified accountant or solicitor as well. We're a starting point, not the final word.
What our calculators actually do
They apply standard formulas — the statutory redundancy formula, HMRC's SDLT bands, the CMS child maintenance calculation — to the numbers you put in. For most people, that gives you a very useful ballpark. But "most people" isn't "everyone", and your situation might have wrinkles that a calculator can't account for.
Tax tools
UK tax is genuinely complicated. We use the current HMRC rates and standard thresholds, but things like blind person's allowance, marriage allowance, pension carry-forward, or business reliefs could all change your actual bill significantly. Our numbers are a solid starting point — just don't file your tax return based on them without running it past an accountant first.
Redundancy and employment tools
The statutory redundancy formula is the same for everyone, so our redundancy calculator is quite reliable. But if you're in a dispute with your employer, or you think you've been unfairly selected for redundancy, that's not something a calculator can help with. That's when you want an employment solicitor or Citizens Advice.
Property tools
Stamp duty, rental yield, capital gains — we use the standard rates. But reliefs, exemptions, and your specific ownership structure can all change things. Always get a conveyancer or tax adviser involved in a property transaction.
Schengen and travel tools
The Schengen days calculator uses the standard 90/180-day rule. But border rules change, individual countries can have their own requirements on top of Schengen rules, and we obviously can't know your full travel history. Always check the official embassy or government travel advice before you fly.
We keep things updated — but we're not infallible
We update our tools when rates change (usually April each year for UK rates). But there's always a gap between legislation passing and us updating things. If something looks off, or you think a rate has changed recently, double-check with HMRC or GOV.UK.
Liability
To the extent permitted by law, TheCalcOra.com isn't liable for decisions you make based on our tools. We're not FCA regulated, we're not your accountant, and we're not your solicitor. We're a free website that tries to give you useful numbers.