Practical guides on UK tax, employment rights, property, EU visas and living in Europe. Written clearly, updated regularly, and free.
The seven principles, legal bases for processing, individual rights you must handle, data breach notification rules and the most common mistakes that lead to ICO fines.
EU freedom of movement, the EU Blue Card route, country-specific skilled worker permits for Germany, France and the Netherlands, and what UK nationals need to work in the EU post-Brexit.
Who qualifies, how the calculation works using age multipliers, what the £643 weekly pay cap means, tax rules and what to do if your employer gets it wrong.
Gross versus net yield, all the costs a landlord needs to deduct, regional yield comparisons across UK cities and why tax changes have shifted the buy-to-let calculation.
Statutory notice periods in Germany, France, Netherlands, Spain, Belgium and Scandinavia. How EU notice periods scale with tenure and the consequences of getting termination wrong.
How the rolling 180-day window works, which countries count, how to calculate remaining days correctly, overstay consequences and long-stay visa alternatives.
Income tax bands, National Insurance rates, real take-home figures at common salary levels and how pension contributions through salary sacrifice change the numbers.
First-time buyer relief thresholds, how the bands work, shared ownership, common mistakes and how to work out your bill before you make an offer.
Statutory notice periods by length of service, pay in lieu of notice tax treatment, garden leave explained and what to do if your employer underpays your notice entitlement.
Standard and reduced VAT rates across all EU countries, how cross-border VAT works, the One Stop Shop for digital services and what UK businesses selling to EU customers must do.
How freelance taxation works across six EU countries. Tax rates, social contributions, VAT thresholds, which systems reward high earners and which suit people starting out.
Real rent figures, food costs and salary context for 15 European cities. Where your money goes furthest and what people get wrong about Western versus Eastern European costs.
Salary thresholds by country, qualifications required, family reunification rights, processing times and how the Blue Card compares to national work visas.
Rental yield comparison across Eastern, Southern and Western Europe. Gross versus net yield, purchase costs, regulatory risks and what UK investors need to know post-Brexit.
Hourly and monthly minimum wages across all EU countries plus the UK, purchasing power comparisons, why countries without statutory minimums still protect workers, and the EU directive.
Current CGT rates after October 2024 changes, private residence relief, the 60-day reporting rule, letting relief changes and legal ways to reduce your liability.
The three status tests, who determines your IR35 status, how much less you take home inside IR35, Status Determination Statements and your options when a contract moves inside.
Average gross and net salaries across Luxembourg, Germany, France, Netherlands, Spain, Poland and more. How the UK compares and what each salary actually buys you locally.
How UK statutory maternity pay compares to Germany, Sweden, France, Spain and Norway. Duration, pay rates, paternity rights and why Sweden really is as good as people say.
EU Blue Card versus national visa, Anmeldung registration, German income tax and social contributions, health insurance choices and what daily life is actually like.
Top income tax rates, social contributions, and effective rates across all major EU countries. Special regimes like Portugal NHR and Spain Beckham Law, and how to compare net income fairly.
Purchase price gap, home charging vs public charging costs, servicing savings, company car BIK tax advantage and when an electric car genuinely saves money over five years.
Tax and NI comparison at different profit levels, the National Insurance saving from dividends, real admin differences, and at what income the limited company structure starts to pay.
How income multiples work, the stress test lenders apply, how your outgoings affect the assessment, credit scoring, deposit size and the self-employed mortgage challenge.
Statutory 5.6 weeks explained, bank holiday rules for part-time workers, the 52-week average pay calculation, the 2024 reform for irregular hours workers and holiday pay on leaving.
European mortgage rates by country, deposit requirements for non-residents, purchase costs in Spain, France, Portugal and Germany, and how Brexit changed things for UK buyers.
EU social security coordination rules, how contribution years are combined across countries, pension entitlements in Germany, France, Netherlands and Spain, and UK nationals' rights post-Brexit.
The £500 dividend allowance, tax rates at basic, higher and additional rate, how dividends stack with salary, ISA sheltering and what limited company directors need to know for self-assessment.
How exchange rates are set, what the spread costs you, why airport rates are so bad, timing strategies for large conversions and the best options for regular international transfers.
The four CMS rates, how income is assessed from HMRC records, shared care overnight reductions, private agreements versus CMS involvement, and enforcement when payments are missed.